Connecting homeowners with innovative home equity solutions that work for their unique financial situations.
At Wise Homeowners, we believe that accessing your home equity shouldn't mean taking on burdensome monthly payments or going through complex qualification processes. Our mission is to connect homeowners with innovative home equity solutions that provide financial flexibility without the traditional constraints.
We partner with leading home equity providers to offer alternatives to traditional HELOCs and home equity loans—options that don't require income verification, won't impact your credit score, and most importantly, don't add to your monthly bills.
A new approach to home equity
We put your needs first, connecting you only with solutions that align with your financial goals and circumstances.
We work exclusively with vetted, reputable home equity providers who share our commitment to transparency.
We believe in informed decisions. Our resources help you understand all your options before moving forward.
No complex paperwork or long waits. Get pre-qualified in minutes and see what you could access.
Your information is secure. We never sell your data and only share it with providers you choose to connect with.
Pre-qualification is free with no commitment. Explore your options without pressure or hidden fees.
Our role in your home equity journey
We partner with leading home equity providers who offer innovative products like Home Equity Agreements (HEAs)—alternatives that eliminate monthly payments and complex qualification requirements.
Through our website, we provide comprehensive information about home equity options, helping you understand the differences between traditional loans, HELOCs, and newer alternatives like HEAs.
We've streamlined the pre-qualification process to take just minutes, not hours. See what you could access without impacting your credit score or spending your valuable time.
We're here to answer questions and provide clarity as you explore your options. Our goal is to help you make the decision that's right for your unique situation.
Homeowners with unique financial situations
Traditional home equity products don't work for everyone. We specialize in connecting homeowners who may not fit the "traditional" mold with solutions designed for their circumstances:
Living on fixed income but with significant home equity
Entrepreneurs and freelancers with variable income
Homeowners who don't want to refinance and lose low rates
Those with lower credit scores (500+) who have equity
Wise Homeowners is a marketing platform. We connect homeowners with third-party home equity service providers. We do not provide financial services, loans, or home equity products directly.
When you submit information through our platform, it may be shared with one or more of our partner providers who may contact you about their products and services. Any agreements or transactions you enter into will be directly between you and the service provider.
We encourage you to carefully review all terms, consult with qualified financial, legal, and tax professionals, and ensure you fully understand any home equity product before proceeding.
See what you could access from your home equity in just 2 minutes. No credit impact, no obligation.
Get Started NowFree pre-qualification • No impact to credit score